States have begun to look at how virtual currencies, such as Bitcoin, and the businesses that utilize them to provide consumer products, interact with money transmission and consumer protection policy....
We demystify the actual technologies behind “blockchain technology” and explain these several technologies in a way that even non-technical readers will understand.
This report offers a non-technical but thorough explanation of “blockchain technology” with a focus on the key variables within consensus mechanism design that differentiate so-called permissioned or closed and permissionless...
An open source and free to use framework prepared in collaboration with Coinbase, Union Square Ventures and Consensys.
This framework was originally published December 2016. It is well out of date now. Do not rely on it. As the development of blockchain tokens (also known as App Coins)...
Reports that cryptocurrency businesses have had difficulties in getting banked have circulated in the popular press and industry lore for years. Coin Center partnered with law firm Arnold & Porter LLP to interview banks and companies of all sizes to document this difficulty.
Virtual currency businesses (“VCBs”) offer an alternative payment rail to traditional banks and financial institutions. In order to operate, though, VCBs themselves rely on banks to conduct fundamental payment, savings,...
Financial privacy is an umbrella term for both data security and privacy. We can think of security as the ability to hide information from all comers and privacy, following Nissenbaum’s...