Sign this letter to tell NY DFS that the BitLicense needs a safe harbor
Small companies and individual technologists need space to innovate without having to ask for permission or obtain a license.
It has become an oft-repeated adage that Bitcoin in 2015 is akin to the internet in 1995. And if there was one aspect of law and policy that was crucial...
The New York BitLicense and California’s Digital Currency Bill – A Comparison
Both approaches have their strengths but neither is perfect.
Last Monday, I testified before the California Assembly’s Banking and Finance Committee about the innovative potential of cryptocurrencies. And this coming Friday, we will be filing comments on the revised draft of...
Coin Center comments on CFPB proposal to regulate digital currencies
More study is needed before sweeping regulations are promulgated.
Today Coin Center filed a public interest comment in response to the Consumer Financial Protection Bureau’s recent notice of proposed rulemaking relating to prepaid products. While this proposal is focused primarily on...
The UK plan for Bitcoin is a step in the right direction
We are pleased to see such a measured and reasonable response from a government.
As recently as two years ago there was an open question about how governments would react to Bitcoin. Some observers warned of a coming backlash from governments attempting to quash cryptocurrency. How...
How Bitcoin Will Change International Bank Payments
Correspondent banking can be made cheaper and faster using the type of peer-to-peer technology underlying Bitcoin.
Peer-to-peer technologies that allow parties to bypass intermediaries are bringing change, and competition, to a wide variety of industries—and banking is no exception. New companies like TransferWise and CurrencyFair, for...
Apple Pay isn’t enough to fix a broken payment system
High levels of fraud show us that slick apps are only as good as the payment system they rely on.
The Wall Street Journal has taken note of an alarming level of fraud in Apple Pay transactions: [I]t’s not ‘an anomaly’ to see fraud accounting for about 6% of Apple Pay transactions,...
Report: Bitcoin enables unprecedented financial privacy and security
Traditional electronic payments require that we give too much access to our personal information.
The past year was frightening for consumers and retailers alike. Data breaches at major companies led to huge caches of personally identifying information becoming available to malicious actors. Breaches can...
U.S. Comptroller of the Currency: Law should adapt to remain relevant
Comptroller of the Currency Thomas J. Curry is right to argue that the letter of the law may have to change in the face of technological advancement in order to carry out the spirit of the law.
Many of the laws and regulations that affect open payments systems like Bitcoin were written at a time when only closed proprietary systems existed. As a result, some of the...
Video: Can Bitcoin Feed a Family?
Bitcoin remittances can help workers send more money to their families.
Learn Liberty, a project of the Institute for Humane Studies, has begun an effort to educate students about Bitcoin. They will be offering a one week course that examines the technology’s fundamentals,...
Steady Sentiment and the Problem of Scams
A lot of people distrust Bitcoin. We think we know why.
Today we release another month of data in Coin Center’s ongoing Bitcoin Public Sentiment Survey. The survey, now six-months-running, measures American attitudes toward Bitcoin using a statistically sound sampling technique, the...